HDB Finance IPO: The initial offering of the public (IPO) to HDB Financial Services, the non-financial financial financial at the HDFC of Rs 7,500 value of the Rs 7,500 value of the Rs the public issue will end on Friday, June 27, 2025.
The IPO contains a fresh issue with the parts of the counting of Rs 2,500 crore and an offer sold (OFS) to the HDFC bank. The post-offer, HDFC Bank will melt on a part of 94.36 per cent company sharing while maintaining management.
What do investors need to do?
Domestic Brokraags analysts have a company research, and advise what investors need to do:
SBI Securities recommend to subscribe the price issue cut. The broker says the company is well placed to register healthy growth preceding, while witnessing an asset quality progress.
Canara Bank Securities suggest subscription to the IPO, which discusses that despite the NBSA concerns, the nbfc financies, and niche positions offer potential for long investors.
Sharkakhan analysts expect a healthy listings on the list and remained enthusiastic from a medium to long-term perspective. According to the broker, strong parent and smaller size comparable the core peer (Bajaj Finance) gives a long passage for growth.
“In addition, favorable macro environment works as tilt for the sector near the medium term,” as the analysts in Sakerkhan.
Similarly, Broking selection analysts have ‘subscribe’ rating rating due to many factors such as many brand franchises and
Granular Loan Lending Model, Omni-Channel Distribution Distribution
Here are other IPO details:
HDB Finance IPO: Important Dates
HDB Finance Given IPO: Expected on June 30
HDB Financial IPO Refunds: Expected on July 1
HDB Finance IPO Date of NSE & BSE: Expected on July 2, subject to approval from regulators
Company strength
- Great customer base: On September 30, 2024, the company served 17.5 million customers with small loans. This number grows about 28.2 percent each year since March 2022.
- Strong risk management: About 4,500 people focus on approval and loan collecting. They work separately from Sales Team to keep disciplinary discipline.
- Support from HDFC Bank: Being part of the HDFC Bank, biggest Private Bank in India (with assets at ₹ 36.88 trillion on September 30, 2024), it provides a strong brand name and strong support.
Risks to take into account
- Economic slowdown: If the Indian economy slows down, it can affect the business and repay the debt.
- Defaults to Loan: Many people fail to pay off loans – especially those who are not sure – can harm the income.
- High Unsecured Loan: A large portion of loans is not sure, to be more difficult to collect.
- HDFC Bank trust: Heavy trust in HDFC Bank can make conflicts. If HDFC reduces its stake, it can affect the business.
- The interest rate has changed: Change of rates will reduce income from lending.
- Tight competition: Increased competition can make it harder to grow or stay useful.
How To Use Money
The money raised from fresh issue will be used to strengthen the capital of Tier-1 in the company. This is the support of future lending and help RBI rules for listed NBFCS in the upper layer.
