HDFC Bank announced important changes to its credit cards, effective on July 1, 2025. The revised change in Lounge is the revised access to the lounge of the Lounge Attention and Stop searches. The bank announced that complete access to the Lounge of Direct Swipe-off is not obtained in effective half 09 Jun 2025 Here is the following list of changes to the bank.
Changes to Credit Credit Card Credit Card
- To use the participation of airport lounges, customers should be validated at the point of entering by sharing the Voucher details of the Lounge Operator.
- The voucher can only be used by the person whose name is expressed at the top of their voucher. The proof of recognition is needed to obtain entry.
- The offer cannot be transferred, not negotiable, and cannot be reached
- Bank has full and complete discretion – can be changed, cancel, or re-eligibility to any credit card, or card benefits, any benefits without notice.
- Please note that an additional fee can occur for food / food / drinking items (especially alcoholic beverages) as well as for services such as serving at the airport lounge.
- Participating in airport lounges can be entitled to implement a maximum stay policy (usually 2 – 3 hours) to prevent peeling. This is in prejudice to the individual lounge operator, which can impose a fee for long stay.
- HDFC Bank cannot be liable for any circumstances for services provided by and participate in lounges.
In addition, new charges, effective July 1, 2025, in rental fees, online load, and wallet load are as follows.
Online skill transactions online
- If you spend more than Rs 10,000 per month on platforms like (but not limited to) Dream11, rummy games, or MPL, one percent available.
- The fee applies to the full expenditure of online use online content for month and Capt with Rs 4,999 each month.
- No reward points get online-based transactions with skill-based transactions.
Wallet Load Transactions
- If you load third party wallets with more than Rs 10,000 per month on platforms such as (Paytm, MONECHARGE, or OLA money using your credit card, a percentage available.
- The fee applies to the full load of wallet to spend for the moon and can be Capt by Rs 4,999 per month.
Utility transactions
- Consumer Cards: If you spend more than Rs 50,000 per month in utility, a 1 percentage fee is available.
- Business Cards: If you spend more than Rs 75,000 per month in utility, a percentage fee is available.
- The fee applies to the full utility expenditure for the moon and cut on Rs 4,999 per month.
- Insurance transactions do not account for utility transactions, so there is no charge available.
New Payment Limits for Hire, Fuel, and Education
- The maximum payment per transaction for rent, gasoline, and education categories now Rs 4,999. Kindly note that the existing fee of 1 percent will continue to use
- Of all rent transactions.
- Only in fuel transactions more than Rs 15,000 / Rs 30,000 per transaction
- Education transactions only made through third-party apps. If you pay by college / school websites or their pet machines, free of charge.
Reward Points for Insurance Transactions: Limits are available
Insurance transactions get reward points, but limited to each month as per the table below.
Please note: For Millennia, Upi, Biz Upi, Swiggy, Biz First, Paytm, Paytm Business, Easy Emi Millennia, Best Price Save Smart, And Bharat Credit Cards, The Capping As Per Product Feature Will Continue To Be Applicable.
All fees are subjected to GST as per government regulation.
